Fake Armor Payments Escrow

You guys must be smarter than me...I just parted with £12,500 ....and realised only too late what I'd done.

The payment went out of my Barclays account to a UK Barclays Account...in the name of B Kolar..all run through a very convincing Armor Payments process including an active chat line..

The ad was for a Toyota Land Cruiser and but cheap but not ridiculously so...the 'lady' on the other end was Justine Anne Mcnair - who I now see features in your posts.

And yes the whole transaction was with Armor Payments - who I did check out in advance - but clearly now know well enough were not real - well not the entity I dealt with. I even had some extensive exchanges with their payments chat line...with a lady called Natalie - who was very on the ball and credible.

I had HPI'd the car but not written to the DVLA ...it was clear..

'Justine' used good english and proper grammar and sent me 'her' driving licence...

I spoke with the CEO of Armor who kindly rang me - in his words this is a very sophisticated scam - for those of us with too little time to dig deep enough I am sure they have caught a few people...otherwise they would not be building such a sophisticated model..as some one said even the 'Gurkha' link worked - in my case the car was located at their barracks in Folkstone and 'Justine' was indeed a training officer based in Kabul...it all seemed to complex to be unreal...ha ha!

If I had dug deeper I guess I would have eventually picked up this website...shame

I have been in touch with Barclays (who I know very well) and with the police..

If in some way this post helps shut this scam down - that would be great...

Please post all the details you have on these scammers. The name and driving license are stolen no doubt and probably belong to another victim of a previous scam .

email addresses used

[email protected]

[email protected]

The rest of the story closely follows the scam where 'Justine' claims to be a Training Officer with the Royal Gurkha Regiment currently on deployment (correct technical use of the words...) in Kabul.

Poster is referring to this thread. (BW) >>> viewtopic.php?f=6&p=295166

The next bit is interesting..

Armor Payments Escrow
Thanks for using Armor Payments for this order, Mr Nigel Chapman! The next step is to pay for your vehicle. Check out and pay to get your vehicle as soon as possible.
Your Order Details
Your Armor Payments Escrow Transaction Details
Seller:
Miss Justine Ann Mcnair
77 Hubert Grove
London
SW9 9NY
United Kingdom
Buyer:

(my details)

Vehicle Details
Year
: 2010
Make
: Toyota
Model
: Land Cruiser 3.0D-4D

Date :16/05/2016
Transit : 1-3 days
Buyer Inspection : 5 days
Total Price
: £ 12,500.00

http://oi68.tinypic.com/50h1fn.jpg

Buy with confidence with Armor Payments! This program protects your purchase against fraud and material misrepresentation. This program is provided by Armor Payments Escrow for all eligible transactions. The Armor Payments Policy is subject to all of the terms and conditions of http://www.armorpayments.com/

Pay with Armor Payments!
Click here to receive payment details »
Why Armor Payments Escrow?

The Armor Payments escrow service provides security to buyers and sellers by holding the payment in a secure escrow account until the order is complete. Payment will not be released to the seller until after you receive and inspect the shipment. In case of a dispute, the robust dispute platform offers efficient and transparent resolution. Armor Payments Escrow is used by business-to-business buyers and sellers around the world to buy and sell with confidence.
Learn more at http://www.armorpayments.com/.
Contact Us

If you have questions, please reply to Armor Payments directly.
Privacy and Security

Keeping your financial and personal information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please visit the Armor Payments website to read our Privacy Policy
Copyright © 2016 Armor Payments Inc, All rights reserved.

This is obviously a text version of the actual logo style web communications

The nuance is that when you click onto the 'how to pay' button - you actually get through to some one in this case 'Natalie' who talks you carefully through the payment process - the Armor Treasury Departmnet will be in touch with the payment details etc..very convincing and sophisticated

Here comes the next text

Payment Details
Thanks for using Armor Payments for this order, Mr ****! The next step is to pay for your vehicle.
Your Armor Payments Escrow Payment Details
Payment Details
Dear Mr ****,
Transaction number: AP7357

Vehicle : 2010 Toyota Land Cruiser 3.0D-4D
Your Armor Payments Transaction AP7357 has been activated.

The payment (£12,500.00) must be submitted via Bank Wire Transfer or BACS-CHAPS service to our Armor Payments Escrow verified Agent's Bank Account:

Armor Payments Escrow Agent Name: Mr B. Kolar
Bank Name: Barclays Bank
Bank Account#: 10258512‎
Sort Code: 20 69 15
Swift/BIC: BARCGB22
IBAN: GB19 BARC 2069 1510 2585 12
Noted (BW)
Amount to pay: £12,500.00
Reference#: AP7357

If you have Internet Banking you can transfer the funds online. In this case, do not forget to use your transaction number AP7357 as reference when you pay.

After you wire the money into our trust account please confirm the payment to Armor Payments Financial Department by faxing the payment receipt from your bank at the following number: 0872 331 2344 or reply to this email with a scanned copy of the payment receipt.
Buy with confidence with Armor Payments! This program protects your purchase against fraud and material misrepresentation. This program is provided by Armor Payments Escrow. The Armor Payments Policy is subject to all of the terms and conditions of http://www.armorpayments. com/.
Why Armor Payments Escrow?

The Armor Payments escrow service provides security to buyers and sellers by holding the payment in a secure escrow account until the order is complete. Payment will not be released to the seller until after you receive and inspect the shipment. In case of a dispute, the robust dispute platform offers efficient and transparent resolution. Armor Payments Escrow is used by business-to-business buyers and sellers around the world to buy and sell with confidence.
Learn more at http://www.armorpayments. com/.
Contact Us

If you have questions, please reply to Armor Payments directly.
Privacy and Security

Keeping your financial and personal information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please visit the Armor Payments website to read our Privacy Policy
Copyright © 2016 Armor Payments Inc, All rights reserved.

I would stress that although this is text here - the actual email is in full corporate style of the Armor Payments communications..

And the final one.

Payment Details
Thanks for using Armor Payments for this order, Mr ****!
Your Armor Payments Escrow Transaction Details

Transaction Details

Dear Mr ****,
Transaction number: AP7357

We have received your e-mail with your payment receipt. Please allow us maximum 24 hours to confirm your payment and we will contact you with the delivery details.

Buy with confidence with Armor Payments! This program protects your purchase against fraud and material misrepresentation. This program is provided by Armor Payments Escrow for all eligible transactions. The Armor Payments Policy is subject to all of the terms and conditions of http://www.armorpayments.com/.

Why Armor Payments Escrow?

The Armor Payments escrow service provides security to buyers and sellers by holding the payment in a secure escrow account until the order is complete. Payment will not be released to the seller until after you receive and inspect the shipment. In case of a dispute, the robust dispute platform offers efficient and transparent resolution. Armor Payments Escrow is used by business-to-business buyers and sellers around the world to buy and sell with confidence.
Learn more at http://www.armorpayments.com/.
Contact Us

If you have questions, please reply to Armor Payments directly.
Privacy and Security

Keeping your financial and personal information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please visit the Armor Payments website to read our Privacy Policy
Copyright © 2016 Armor Payments Inc, All rights reserved.

And the final 'communication'

From: <[email protected]> on behalf of Justine Mcnair <[email protected]>
Date: Tuesday, 17 May 2016 at 15:01
To: *******>
Subject: Re: Your Armor Payments Transaction Details AP7357 (2010 Toyota Land Cruiser 3.0D-4D)

Hi *****,
Great, please let me know if you need help. It is a non smoker car.
Many thanks, Justine

Then of course silence...

Both the bank and the police know all the details - and since the frauds account is with Barclays I expect action...

Interestingly I have also spoken with the real Justine Ann Mcnair...via Linkedin...she sent a copy of her driving licence to a fraudulent holiday apartment scam...so it was not stolen..but she did not report it at the time..

Any chance of catching these people?

NC

Metropolitan Police would be the ones to ask about apprehension. We only post the scams here as a warning device in the interests of public safety .

Thanks for posting to Scamwarners. Your post will help warn other potential victims of this fake car sale / fake escrow scam .

I'm sorry to hear that you got scammed by these criminals 3111rosemergy.

Can you mention where the ad was originally posted ? i concentrate on scanning Autotrader UK for scam ads but I am well aware that they infest all UK ad sites. Autotrader UK have stepped up a gear and they were removing them faster than I could report them last night.

I take it personally if they get one by me that hooks a victim.

Interestingly I have also spoken with the real Justine Ann Mcnair...via Linkedin...she sent a copy of her driving licence to a fraudulent holiday apartment scam...so it was not stolen..but she did not report it at the time..

It interesting to know this, but not entirely unexpected. Holiday villa and apartment scams are also very common and it's only to be expected that they cover them too, but obviously their operation must be large and well organised to be able to handle everything involved.

I found a left hand drive car here : https://www.motorcarpages.co.uk/car_details/5236722 (am Dutch and live in Holland) and almost got fooled as well..
Very credible lady, Emma Davies (Royal Army Medic). She even sent me her passport...
But I felt it was strange that her "army email address" ended with .co.uk instead of .gov and that the car was at an Army compound, so could not be inspected first.

Armor Payment would give both seller and buyer guarantees. Yeah, sure!

This post confirmed my suspicion, but it was cleverly done!

Thank you for posting. What was the email address she used?

The name and passport being used are stolen and probably belong to a victim of one of their previous scams .
Please post whatever contact details these scammers are using .

13th October 2016 in Manchester and this so called Emma still active. Just in email conversation with her about lovely Volvo XC60 that she is selling for same reasons!!!! Any suggestions what shall I do next? Got a copy of "her" passport. Most probably stolen.

quote="hansmiete"]I found a left hand drive car here : https://www.motorcarpages.co.uk/car_details/5236722 (am Dutch and live in Holland) and almost got fooled as well..
Very credible lady, Emma Davies (Royal Army Medic). She even sent me her passport...
But I felt it was strange that her "army email address" ended with .co.uk instead of .gov and that the car was at an Army compound, so could not be inspected first.

Armor Payment would give both seller and buyer guarantees. Yeah, sure!

This post confirmed my suspicion, but it was cleverly done![/quote]

Well were glad you were warned . Thanks for posting to Scamwarners